Cosmetic Smile Team
STEPHEN M. LENTINE, DMD, PC
RYAN M. CLANCY, DMD, FAGD
INFO@COSMETICSMILETEAM.COM
80 High Street, Medford, MA 02155
CALL US TODAY: (781) 396-8558

Financial Policies

In an attempt to keep your dental costs to a minimum, we have the following policy regarding payments and billing: If you do not have insurance coverage, payment is due in full on the day of your procedure.  For your convenience we accept most major credit cards.  We also accept cash and personal checks.  There is a fee for a returned check.  Financing programs through CareCredit are available.  Please contact us for more details on these programs or visit  www.carecredit.com/howcarecreditworks.html 

As a courtesy to you, our staff will check your insurance coverage and estimate your responsibility for the procedures to be performed.  As this is not a guarantee of payment, we encourage you to know your insurance benefits or visit your human resources department for assistance.  Our policy is to collect your estimated financial responsibility for treatment on the day that the treatment is scheduled to take place.  It is important to note that this estimated figure is based on information provided to our office by your insurance carrier(s).  It is not guaranteed.  If it is later determined that your responsibility should have been more than what was quoted, you would receive a bill from our office.  Likewise, if it is determined that your responsibility should have been less, you will receive a refund for your overpayment.

Please remember, ultimately you, not your insurance company, are fully responsible for all fees charged by this office.  Dental insurance was not designed to pay for all dental care.  Payment is expected at the time of service unless other arrangements have been made in advance.

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